Bad Credit Car Loans in Decatur, AL

Bad Credit Car Loans in Decatur, AL

Acquiring a reliable vehicle is essential. However, if you’ve struggled financially in the past and are finding it difficult to get approved for financing, then University Kia is here to lend a hand. Rather than determining your qualifications on the past, we’re focused on your future! Therefore, even if your credit score is less than stellar, we can still approve you for a loan, so you can get your hands on a quality set of wheels.

What is the University Kia Credit Clinic?

If other dealers have declined your application for a loan, it may be time to pay us a visit. Even if you’ve filed for bankruptcy in the past, lack a credit score, or just don’t have the funds for a large purchase, our knowledgeable and experienced credit approval team is prepared to work within your means. This is where our Credit Clinic comes into play! When you meet with us, we’ll listen closely to your needs and work tirelessly with our network of connections to local lenders to find a loan that won’t put a strain on your bank account. Get started today by calling us at 1-800-KIA-DEAL!

Online Resources

In addition to our expert Finance Department, our website provides a variety of handy resources that can help you get a jump start on the financing process. If you’re curious to see what sort of vehicle installments your current budget could accommodate, try plugging some numbers into the Payment Calculator! This easy-to-use form also allows you to discover your maximum spending limit, so you can cater your search to fit within this range. Furthermore, you could get pre-approved today when you complete our Finance Application! Just provide the required information and you’ll be on your way to receiving a competitive car loan.

Expansive Inventory

We stock a wide assortment of both new and used vehicles spanning numerous makes and models, so it shouldn’t be much of a challenge to discover your dream car, truck, or SUV. If cost is a concern, you might want to focus your search on our pre-owned options. Once you click on the appropriate tab above, you’ll be taken to a page that displays everything currently on our sales lot, enabling you to browse at home. Don’t forget to check out the customizable parameters on the left side of the screen, so you can create a refined list that only includes the makes, models, colors, years, and other factors that matter most to you.

To learn more about our bad credit car loans in Decatur, AL, stop into University Kia at your earliest convenience. Our primary goal is to help you drive home in a vehicle you love at an agreeable price, so let us know how we can help! We’re here six days a week and would love to chat soon.


Sales Hours

800-KIA-DEAL

Get Approved Today!

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Dealership Information

Testimonials

Everything was great!

Sharon Tate
2-15-2020
Full Star Full Star Full Star Full Star Full Star

Everything was great!

Adrian was extremely pleasant and helpful

kristine rinehart
2-12-2020
Full Star Full Star Full Star Full Star Full Star

Adrian was extremely pleasant and helpful

I had a nice experience..

demetra jolly
2-5-2020
Full Star Full Star Full Star Full Star Full Star

I had a nice experience.. The service dept personnel and other workers were nice and friendly

Smooth buying process every step of the way

chris smith
1-29-2020
Full Star Full Star Full Star Full Star Full Star

Smooth buying process every step of the way, and best customer service I’ve ever had!

I bought my 2016 kia soul at university kia

Melissa McCoy McDaniel
1-19-2020
Full Star Full Star Full Star Full Star Full Star

I bought my 2016 kia soul at university kia. 1st time going to th he dealership. My salesman(Keoni Parks)was very nice and helpful. He came to my job on Sunday got some paperwork the finance department needed. Thank you kia for having a great sales team

So professional and polite.

Bigelow Communications
12-17-2019
Full Star Full Star Full Star Full Star Full Star

Pauley took excellent care of me. So professional and polite. He smiled the whole time. Excellent service from everyone!

The service person was friendly and helpful.

Christina Pittenger
12-1-2019
Full Star Full Star Full Star Full Star Full Star

The check in was well done. The service person was friendly and helpful.

Absolutely awesome sales team.

David Allgood
11-28-2019
Full Star Full Star Full Star Full Star Full Star

Absolutely awesome sales team. Got the best deal on a new KIA and look forward to continued service at University KIA. Gruels a class act - thank you!

Great customer service. Thanks Pauley!

Virginia Taylor
11-7-2019
Full Star Full Star Full Star Full Star Full Star

Great customer service. Thanks Pauley!

We were very satisfied

susan mccostlin-roberts
10-18-2019
Full Star Full Star Full Star Full Star Full Star

We were very satisfied with the service done on our KIA Sedona. Stan was informative, very prompt, and on the money in keeping us informed during the whole process. I would recommend the service department to friends and family, or anyone really, wholeheartedly! Thanks University KIA and Stan!!

The whole process took only about 2 hours

Roman Lesnov
10-2-2019
Full Star Full Star Full Star Full Star Full Star

University Kia was a great experience. I came for oil change, multi point inspection, and tire replacement on 10/10/19. Pauley, one of the managers, arranged for everything to be done on time. He was very polite and friendly and carried me thru the whole process seamlessly. He also gave me a free shuttle service to work and back. The whole process took only about 2 hours. Keep up the good work!

I would highly recommend going to University Kia if you’re looking for a car. I love mine.

Regina Johns
8-22-2019
Full Star Full Star Full Star Full Star Full Star

I had a great experience. When I went to University Kia I parked at the far side of the lot because I didn’t want to be pressured by a salesman. I saw a salesman walking toward me and I thought “Oh here we go”. The salesman introduced himself (Randy Wallace) and gave me a lot of information about the car I was looking at. I told him I was not going to buy anything that day because I was still looking around. He gave me his card and told me to let him know if I needed anything. That was the reason I went back. If he had started rushing me to buy something and pressuring me, I would not have gone back. When I did go back, he gave me the information that I needed to pick the car I wanted. He did not try to get me to buy the most expensive car, he just told me about the car I was looking at and the different options. I was the one who fell in love with the fire orange Forte in the showroom :) They worked with me and I drove the car I wanted off the showroom floor that day. Everyone was very friendly and honest. It did take quite a while to finish the process, but that’s probably the case wherever you buy a car. I would highly recommend going to University Kia if you’re looking for a car. I love mine.

Worth the drive from Maryville

Nick Mccarter
8-1-2019
Full Star Full Star Full Star Full Star Full Star

Great experience working with this staff. Called on Friday and was able to set everything up for our new Telluride over the phone in about 30 minutes. Drove in today and filled out paperwork, and headed back to Maryville! If you need a Kia and want a great deal and smooth process it’s well worth the drive!!

We will be back!!

Candas Rogers
Google
7-17-2019
Full Star Full Star Full Star Full Star Full Star

My husband and I were greeted as soon as we pulled into the lot and within a couple of minutes, we had someone ready to help us!!! True professional experience!!! They were very knowledgeable and patient, considering all of the questions we had! We will be returning soon to purchase our daughter's first car!

LOVE MY FORTE

Becky Vaughn
Google
8-7-2019
Full Star Full Star Full Star Full Star Full Star

I purchased a 2019 Forte from university Kia this week. My friends, family and I all love the car. I want to say thank you to Randy Wallace, he is a very pleasant well-informed gentleman. Thank you

Cannot say enough!

Heather Wright
7-31-2019
Full Star Full Star Full Star Full Star Full Star

I can’t say enough great things about this dealership! My mother in law lost her husband and was in a bind with their car payment. Maurice Dobbins and his staff treated her like family and put her in a safe vehicle with a smaller payment. When relationship building is your main focus, like this dealership; it’s set for success! Thank you, Maurice and staff, for truly going above and beyond!

Thank you!

Kassie West
1-12-2018
Full Star Full Star Full Star Full Star Full Star

My husband and I went to University Kia in hopes of getting a used 2015 Chrysler 200 that I had saw online that I had fell in love with. The salesman I encountered was Randy Wallace and he was so helpful and really tried his hardest to get me in the car I wanted (and now have). The team at University Kia helped us tremendously and I couldn't thank them enough!

Very Welcoming

jennie anne
1-5-2018
Full Star Full Star Full Star Full Star Full Star

If you ant a KIA, this is the place to go. Gabriel Bryson was awesome with helping us locate our new vehicle. Thank You KIA for your welcoming family.

I Will be back for Sure

Hope Lightford
12-19-2017
Full Star Full Star Full Star Full Star Full Star

I went to u kia to look around and left the lot in a 2018 Optima. I couldn't be more pleased with it. This is my first time buying a Kia and I'm in love. My hubby loves it too! Ben Randall was very nice and helpful. He greeted us at the door and answered all my questions. The paperwork was done quickly and they worked to get the payments within our budget. I will be back for sure.

wonderful

Yezmin Johnson
11-14-2017
Full Star Full Star Full Star Full Star Full Star

University Kia in Huntsville, Al is a wonderful place to purchase your vehicle. The staff are so welcoming and friendly. The salesperson Cedric McGinnis was wonderful and helpful. Mr. McGinnis didn't rush us to make a decision and he was very patient and attentive. His customer service skills were OUTSTANDING. I would recommend University Kia to anyone purchasing a car

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