University Kia

Bad Credit Car Loans near Decatur, AL

We at University Kia understand that your credit score can affect many facets of your life. We also believe that it shouldn't prevent you from getting your hands on a vehicle that you can trust! That is exactly why we provide bad credit car loans that will help you improve your credit while keeping you on the road. All that you have to do is visit our location at 6519 University Drive NW in Huntsville, AL, to get things started!

Financing

If you want to get a feel for what your possible monthly rate and buying power might be, click on the Payment Calculator. You can also get the loan process started ahead of time to eliminate some paperwork when you click on the Finance Application and fill out the blank areas. For more information, visit our University Kia Credit Clinic to see how we help get you behind the wheel of the vehicle that you deserve without discriminating your current financial standing. At University Kia, everyone deserves a chance!

Getting Started

Now that we have given you the confidence that you need to get behind the wheel of a top-notch vehicle, you can get the ball rolling today! Just scroll to the top of your screen and double-click the New dropdown to be sent straight to our inventory page. We have dozens of options for you to choose from, so if you are walking into this without a good idea of what you want, you will certainly find it. We provide pertinent information to the right of each listing so you are well-aware of what the vehicle has in store for you. Each summary boasts the engine type, MPG, what technology features are included, along with the safety features so there are no missing pieces in your search!

Tools

For the quick searcher, we have provided the Narrow Your Search Tool on the left hand side of your screen to help expedite the process so you aren’t sifting through pages of vehicles all day. This feature is easy-to-use and requires you to input your favorite features when it comes to automobiles. Pick your preferred seating capacity, fuel economy, make, model, and more, to earn a cultivated listing of vehicles that make sense for you. After you find a couple that you like, we suggest making use of the Compare tool to see how each vehicle stacks up against one another. 

At University Kia, we want you to be able to get to work on time after dropping the kids off at school on time. That is exactly why we offer our bad credit car loans near Decatur, AL! All that you have to do to get things started is swing by our location to meet with our Finance Department!

 

Contact Information


Sales Hours

800-KIA-DEAL
Monday 9:00 am - 8:00 pm
Tuesday 9:00 am - 8:00 pm
Wednesday 9:00 am - 8:00 pm
Thursday 9:00 am - 8:00 pm
Friday 9:00 am - 8:00 pm
Saturday 9:00 am - 8:00 pm
Sunday Closed

Bad Credit Car Loans near Decatur, AL

We Look Forward to Meeting With You!

Testimonials

I would highly recommend going to University Kia if you’re looking for a car. I love mine.

Regina Johns
8-22-2019
Full Star Full Star Full Star Full Star Full Star

I had a great experience. When I went to University Kia I parked at the far side of the lot because I didn’t want to be pressured by a salesman. I saw a salesman walking toward me and I thought “Oh here we go”. The salesman introduced himself (Randy Wallace) and gave me a lot of information about the car I was looking at. I told him I was not going to buy anything that day because I was still looking around. He gave me his card and told me to let him know if I needed anything. That was the reason I went back. If he had started rushing me to buy something and pressuring me, I would not have gone back. When I did go back, he gave me the information that I needed to pick the car I wanted. He did not try to get me to buy the most expensive car, he just told me about the car I was looking at and the different options. I was the one who fell in love with the fire orange Forte in the showroom :) They worked with me and I drove the car I wanted off the showroom floor that day. Everyone was very friendly and honest. It did take quite a while to finish the process, but that’s probably the case wherever you buy a car. I would highly recommend going to University Kia if you’re looking for a car. I love mine.

Worth the drive from Maryville

Nick Mccarter
8-1-2019
Full Star Full Star Full Star Full Star Full Star

Great experience working with this staff. Called on Friday and was able to set everything up for our new Telluride over the phone in about 30 minutes. Drove in today and filled out paperwork, and headed back to Maryville! If you need a Kia and want a great deal and smooth process it’s well worth the drive!!

We will be back!!

Candas Rogers
Google
7-17-2019
Full Star Full Star Full Star Full Star Full Star

My husband and I were greeted as soon as we pulled into the lot and within a couple of minutes, we had someone ready to help us!!! True professional experience!!! They were very knowledgeable and patient, considering all of the questions we had! We will be returning soon to purchase our daughter's first car!

LOVE MY FORTE

Becky Vaughn
Google
8-7-2019
Full Star Full Star Full Star Full Star Full Star

I purchased a 2019 Forte from university Kia this week. My friends, family and I all love the car. I want to say thank you to Randy Wallace, he is a very pleasant well-informed gentleman. Thank you

Cannot say enough!

Heather Wright
7-31-2019
Full Star Full Star Full Star Full Star Full Star

I can’t say enough great things about this dealership! My mother in law lost her husband and was in a bind with their car payment. Maurice Dobbins and his staff treated her like family and put her in a safe vehicle with a smaller payment. When relationship building is your main focus, like this dealership; it’s set for success! Thank you, Maurice and staff, for truly going above and beyond!

Thank you!

Kassie West
1-12-2018
Full Star Full Star Full Star Full Star Full Star

My husband and I went to University Kia in hopes of getting a used 2015 Chrysler 200 that I had saw online that I had fell in love with. The salesman I encountered was Randy Wallace and he was so helpful and really tried his hardest to get me in the car I wanted (and now have). The team at University Kia helped us tremendously and I couldn't thank them enough!

Very Welcoming

jennie anne
1-5-2018
Full Star Full Star Full Star Full Star Full Star

If you ant a KIA, this is the place to go. Gabriel Bryson was awesome with helping us locate our new vehicle. Thank You KIA for your welcoming family.

I Will be back for Sure

Hope Lightford
12-19-2017
Full Star Full Star Full Star Full Star Full Star

I went to u kia to look around and left the lot in a 2018 Optima. I couldn't be more pleased with it. This is my first time buying a Kia and I'm in love. My hubby loves it too! Ben Randall was very nice and helpful. He greeted us at the door and answered all my questions. The paperwork was done quickly and they worked to get the payments within our budget. I will be back for sure.

wonderful

Yezmin Johnson
11-14-2017
Full Star Full Star Full Star Full Star Full Star

University Kia in Huntsville, Al is a wonderful place to purchase your vehicle. The staff are so welcoming and friendly. The salesperson Cedric McGinnis was wonderful and helpful. Mr. McGinnis didn't rush us to make a decision and he was very patient and attentive. His customer service skills were OUTSTANDING. I would recommend University Kia to anyone purchasing a car

1st car

Darion Pride
10-23-2017
Full Star Full Star Full Star Full Star Full Star

Bought my first car through University Kia. I must say, I was very well taken care of. The salesman explained the paperwork clearly and thoroughly to me and did everything within his power in order to make sure I was making the right .

Leroy & Mike

Megan Daniel
10-30-2017
Full Star Full Star Full Star Full Star Full Star

They went out of their way to help me get in a brand new car!!! They were all absolutely wonderful!!! Definitely a great experience here!! Leroy & Mike were absolutely fantastic. They dealt with me & made my decision quick & easy!!

Wonderful experience

cmajor
10-11-2017
Full Star Full Star Full Star Full Star Full Star

Had an amazing experience at University Kia. Joey Dilorenzo was beyond helpful and informative. He made my first car buying experience a breeze for me. Terrence Joseph and Cliff Dexheimer were both rockstars with walking me through the financing. Everyone there was super helpful and I cannot recommend them enou

Great experience

Damon1971
9-23-2017
Full Star Full Star Full Star Full Star Full Star

This is my first time buying a car from a lot like this I usually buy my car from a used car lot they help me it was a great experience I highly recommend them. I got a 2014 Kia Sportage with only 16,000 miles and it runs great.

A place that makes your buying exp JOYFUL

Randall j 54
7-7-2017
Full Star Full Star Full Star Full Star Full Star

General manager/ five stars Sales / five stars Finance / five stars A car buying exp ,, of joy unspeakable, and full of confidence,, NOT STRESSED Thank you

New Sorrento Purchase

Stan L.
7-2-2017
Full Star Full Star Full Star Full Star Full Star

Big Thanks to Nick Hayslett for a great buying experience at University Kia, Huntsville, Aabama!! We have shopped before and will shop at this location again.

Shocked and amazed!

Kate Angell
6-23-2017
Full Star Full Star Full Star Full Star Full Star

Awesome to work with and got us a lot of great savings. Our credit is horrible and he still got us into a brand new 2017 Kia Soul. We are so geeked over our new car I still have to look out my window to believe that we just got our first brand new car ever. Definitely stop in and check out the greats savings at the credit clinic in Huntsville, AL. You think you can't have a new car but you're wrong, you can!

A great experience...

Fletch
6-6-2017
Full Star Full Star Full Star Full Star Full Star

I'm husband and I was assisted by Russell and he was fantastic.... He was very professional and I did not feel the quick rush of the general car sales pitch and pressure. It was a such a positive experience. Also, Corey, the finance person, was very knowledgeable and helped us complete the paperwork. Russell and the staff that we worked with was great! Thank you for making the experience a stress free one. The Fletcher's

Great experience

nrmurrell
5-26-2016
Full Star Full Star Full Star Full Star Full Star

I stopped by Kia on university drive to look at some vehicles. I was approached by an extremely friendly salesperson by the name of Alvin Sawyer. He was so helpful and informative that I ended up buying a brand new Kia Forte from him. This young man was truly professional and kept a smile on his face during the whole time. Thank you Kia for my new car and the great experience I had with Mr. Sawyer today. It was well worth the visit. I highly recommend Kia to everyone who is looking to buy a car!

Salesman

Bama-G
5-31-2016
Full Star Full Star Full Star Full Star Full Star

I think Kia has the best selection around. Dustin Beaver is a great salesman, very polite and easy to talk to, and not pushy. He knows the vehicles and business very well. I've enjoyed working with him.

Read More

Dealership Information