Bad Credit Car Loans near Fayetteville, TN

Bad Credit Car Loans near Fayetteville, TN

We Have the Car That Meets All Your Standards!

Sales Hours

800-KIA-DEAL

Dealership Information

No matter what your credit history consists of, we at University Kia will assist you in affording the vehicle that you have your sights set on. With our many finance programs, you’ll be walking out with a set of keys in your hand today! If you’d like to know more, you can reach out to our friendly staff at 800-542-3325. We look forward to speaking with you!

Credit Clinic at University Kia

We know sometimes circumstances from the past, such as divorce or bankruptcy can play a roll in your credit score, but our team in our Credit Clinic is here to listen to your needs and find you a rate that matches your budget so you can drive the vehicle you want off of our lot today. We will communicate with our banking connections to find you a loan that corresponds with your financial situation. Once that portion is complete, we’ll break up the full retail price of the vehicle you want into manageable monthly segments. You can even complete a crucial step right from the comfort of your home prior to visiting us. At the top of the site, click on Financing and select Finance Application. All you have to do is provide us with your information in the empty white fields and submit your form to us. After, use our Payment Calculator to crunch some numbers and start putting together a potential budget if you’d like!

Expansive Inventory

If you thought you’d be spending endless hours at our dealership to find the car that is up to par with what you’re looking for, you’d be surprised! You can take a look at all of the vehicles we have in stock at this moment right here on our site by selecting the New or Pre-Owned tab. Then, on the next screen, you can easily narrow down your search further by categories like trims, models, and years. We’ve also provided you with each model’s drivetrain, VIN number, and even interior and exterior colors so you can see a few of the features it comes with. If you’ve found one or a couple that you want to see upclose, click on Confirm Availabilty to the right of each image to make sure we have it in our showroom. Then, stop in and take it for a test spin to witness how it performs on the road!

Resourceful Tools

We want to make your car hunt hassle-free, which is why we’ve included some tools you can take advantage of as you search for that ideal vehicle. If you’re thinking it's time to trade in your current car, utilize our Value Your Trade tool to find out what it’s worth. Then, you can contribute that value toward a down payment when you stop in and see us. If you happen to be looking for a budget-friendly vehicle, each of our pre-owned vehicles come with a CARFAX® History Report™, which makes it easy to view any prior owners, maintenance it has had done, and if it might have encountered any accidents. Along with this, some of the used models have been Q-Certified, which means they come with quality warranties, have been inspected from the inside out, and tested on the road for their performance, so you know you’re getting a reliable vehicle. Finally, if you’d like a quote on a certain model, fill our Get a Quote form for an estimate and we will contact you!

When you have a free day, come on down to University Kia to learn all about our bad credit car loans near Fayetteville, TN! We are eager to guide you through each step and ultimately get you behind the wheel of the vehicle you have your eyes set on. Stop by soon!


Contact Information


Testimonials

Everything was great!

Sharon Tate
2-15-2020
Full Star Full Star Full Star Full Star Full Star

Everything was great!

Adrian was extremely pleasant and helpful

kristine rinehart
2-12-2020
Full Star Full Star Full Star Full Star Full Star

Adrian was extremely pleasant and helpful

I had a nice experience..

demetra jolly
2-5-2020
Full Star Full Star Full Star Full Star Full Star

I had a nice experience.. The service dept personnel and other workers were nice and friendly

Smooth buying process every step of the way

chris smith
1-29-2020
Full Star Full Star Full Star Full Star Full Star

Smooth buying process every step of the way, and best customer service I’ve ever had!

I bought my 2016 kia soul at university kia

Melissa McCoy McDaniel
1-19-2020
Full Star Full Star Full Star Full Star Full Star

I bought my 2016 kia soul at university kia. 1st time going to th he dealership. My salesman(Keoni Parks)was very nice and helpful. He came to my job on Sunday got some paperwork the finance department needed. Thank you kia for having a great sales team

So professional and polite.

Bigelow Communications
12-17-2019
Full Star Full Star Full Star Full Star Full Star

Pauley took excellent care of me. So professional and polite. He smiled the whole time. Excellent service from everyone!

The service person was friendly and helpful.

Christina Pittenger
12-1-2019
Full Star Full Star Full Star Full Star Full Star

The check in was well done. The service person was friendly and helpful.

Absolutely awesome sales team.

David Allgood
11-28-2019
Full Star Full Star Full Star Full Star Full Star

Absolutely awesome sales team. Got the best deal on a new KIA and look forward to continued service at University KIA. Gruels a class act - thank you!

Great customer service. Thanks Pauley!

Virginia Taylor
11-7-2019
Full Star Full Star Full Star Full Star Full Star

Great customer service. Thanks Pauley!

We were very satisfied

susan mccostlin-roberts
10-18-2019
Full Star Full Star Full Star Full Star Full Star

We were very satisfied with the service done on our KIA Sedona. Stan was informative, very prompt, and on the money in keeping us informed during the whole process. I would recommend the service department to friends and family, or anyone really, wholeheartedly! Thanks University KIA and Stan!!

The whole process took only about 2 hours

Roman Lesnov
10-2-2019
Full Star Full Star Full Star Full Star Full Star

University Kia was a great experience. I came for oil change, multi point inspection, and tire replacement on 10/10/19. Pauley, one of the managers, arranged for everything to be done on time. He was very polite and friendly and carried me thru the whole process seamlessly. He also gave me a free shuttle service to work and back. The whole process took only about 2 hours. Keep up the good work!

I would highly recommend going to University Kia if you’re looking for a car. I love mine.

Regina Johns
8-22-2019
Full Star Full Star Full Star Full Star Full Star

I had a great experience. When I went to University Kia I parked at the far side of the lot because I didn’t want to be pressured by a salesman. I saw a salesman walking toward me and I thought “Oh here we go”. The salesman introduced himself (Randy Wallace) and gave me a lot of information about the car I was looking at. I told him I was not going to buy anything that day because I was still looking around. He gave me his card and told me to let him know if I needed anything. That was the reason I went back. If he had started rushing me to buy something and pressuring me, I would not have gone back. When I did go back, he gave me the information that I needed to pick the car I wanted. He did not try to get me to buy the most expensive car, he just told me about the car I was looking at and the different options. I was the one who fell in love with the fire orange Forte in the showroom :) They worked with me and I drove the car I wanted off the showroom floor that day. Everyone was very friendly and honest. It did take quite a while to finish the process, but that’s probably the case wherever you buy a car. I would highly recommend going to University Kia if you’re looking for a car. I love mine.

Worth the drive from Maryville

Nick Mccarter
8-1-2019
Full Star Full Star Full Star Full Star Full Star

Great experience working with this staff. Called on Friday and was able to set everything up for our new Telluride over the phone in about 30 minutes. Drove in today and filled out paperwork, and headed back to Maryville! If you need a Kia and want a great deal and smooth process it’s well worth the drive!!

We will be back!!

Candas Rogers
Google
7-17-2019
Full Star Full Star Full Star Full Star Full Star

My husband and I were greeted as soon as we pulled into the lot and within a couple of minutes, we had someone ready to help us!!! True professional experience!!! They were very knowledgeable and patient, considering all of the questions we had! We will be returning soon to purchase our daughter's first car!

LOVE MY FORTE

Becky Vaughn
Google
8-7-2019
Full Star Full Star Full Star Full Star Full Star

I purchased a 2019 Forte from university Kia this week. My friends, family and I all love the car. I want to say thank you to Randy Wallace, he is a very pleasant well-informed gentleman. Thank you

Cannot say enough!

Heather Wright
7-31-2019
Full Star Full Star Full Star Full Star Full Star

I can’t say enough great things about this dealership! My mother in law lost her husband and was in a bind with their car payment. Maurice Dobbins and his staff treated her like family and put her in a safe vehicle with a smaller payment. When relationship building is your main focus, like this dealership; it’s set for success! Thank you, Maurice and staff, for truly going above and beyond!

Thank you!

Kassie West
1-12-2018
Full Star Full Star Full Star Full Star Full Star

My husband and I went to University Kia in hopes of getting a used 2015 Chrysler 200 that I had saw online that I had fell in love with. The salesman I encountered was Randy Wallace and he was so helpful and really tried his hardest to get me in the car I wanted (and now have). The team at University Kia helped us tremendously and I couldn't thank them enough!

Very Welcoming

jennie anne
1-5-2018
Full Star Full Star Full Star Full Star Full Star

If you ant a KIA, this is the place to go. Gabriel Bryson was awesome with helping us locate our new vehicle. Thank You KIA for your welcoming family.

I Will be back for Sure

Hope Lightford
12-19-2017
Full Star Full Star Full Star Full Star Full Star

I went to u kia to look around and left the lot in a 2018 Optima. I couldn't be more pleased with it. This is my first time buying a Kia and I'm in love. My hubby loves it too! Ben Randall was very nice and helpful. He greeted us at the door and answered all my questions. The paperwork was done quickly and they worked to get the payments within our budget. I will be back for sure.

wonderful

Yezmin Johnson
11-14-2017
Full Star Full Star Full Star Full Star Full Star

University Kia in Huntsville, Al is a wonderful place to purchase your vehicle. The staff are so welcoming and friendly. The salesperson Cedric McGinnis was wonderful and helpful. Mr. McGinnis didn't rush us to make a decision and he was very patient and attentive. His customer service skills were OUTSTANDING. I would recommend University Kia to anyone purchasing a car

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